Our most convenient branch is right on your street!

Farmers & Merchants NetTeller is your 24 hour a day, 7 day a week access channel to all your bank accounts!

We offer online banking for both Personal and Business accounts. With NetTeller you will be able to:

• View account information on Checking, Savings, Loans and CD's
• Transfer funds between Farmers & Merchants Bank accounts (this includes making loan payments)
• Access your account history for the past 60 days
• View images of items in your account history (Deposit Accounts Only)
• Pay bills electronically using the PowerPay function • FREE
• Go Green! – have your bank statements delivered to you electronically. More Information

The system will also allow you to download transactions into a spreadsheet or some accounting programs such as Quicken and QuickBooks.

HOW TO ENROLL:

• Use the "Enroll Now" button at the bottom of the page
  
  OR
  
• Come by any of our locations and speak with a Customer Service Representative

COST

• NetTeller Access - FREE!
• PowerPay online bill pay system - FREE!

After you enroll for NetTeller access to your bank accounts, you may begin using PowerPay bill payment service at any time just by setting up your first bill payment account. From that time, you may use the service any time you desire. You'll find online bill payment to be convenient, useful, and economical.

Click here to find out the Browser Requirements for your computer.

Electronic Statements - More Details

Why not save some trees, save storage space, and have more convenience accessing your monthly Farmers & Merchants bank statements? More secure than postal delivery, too. Choose electronic delivery!

Accessed through your NetTeller Internet Banking account, it is the newest, most convenient, paper-free way to receive your monthly statement(s). Your account information is always secure and accessible only by you, using your unique NetTeller Internet Banking log-in ID and password. You can view your statement as often as you like (for 3 months), and even save it to your computer’s hard drive for permanent storage and reference. Images of all your cancelled checks are included, just as in printed statements.

Each month you will receive an e-mail message reminder that your statement is available. The subject line will be "eStatement (security phrase)" The e-mail will always include a link to our website for you to access NetTeller.

• Click on "eStatements" in the maroon menu tabs  
• Click on "Documents & Settings" in the gray menu tabs
• Click "details" if you want to choose only specific accounts for eStatements - otherwise, ALL your accounts will be enrolled
• Verify your e-mail address is correct
• Create a "security phrase." This can be a word or short phrase; this wording will be included in the subject line of all notification e-mails that you receive from the bank to positively identify that they are legitimate.
• A disclosure statement will appear explaining all the details of the service. You can print this page for reference if you like.
• Click "Agree"
• Click "Submit"

You will receive a confirmation e-mail shortly, letting you know that your enrollment was successful.

This e-mail, and all subsequent e-mails notifying you that statements are ready to be viewed, will contain your personal security phrase as part of the "from" line.

Your eStatements will begin with the next statement cycle.

In the future, our bank will start sending all notices via e-mail to customers who can accept them. This would include overdraft notices, CD maturity notices, loan payment notices, etc.

Joint Accounts
Only one person can enroll in e-statements per account. The first person who enrolls will get the statements at their personal e-mail address. Other parties to the account will be unable to enroll that account.

Making Changes
Click on the e-Statement menu option at anytime, then click on "documents and Settings" . You can change which accounts are enrolled, change your security phrase, and change which e-mail address receives notifications.

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