Farmers & Merchants Bank can help give your business an advantage. Our Visa and MasterCard programs can provide your business with a great cash management tool. The cards can be used to pay for everything from office supplies to airline tickets – giving your employees convenience and you more control.

If you want a credit card with No Annual Fee and a Low Interest Rate… look no further! Farmers & Merchants Bank offers several card choices, so we know we have the right one for you.

• Classic MasterCard
  
• Classic Visa
  
• Visa Gold

Each card features the same great terms and the same worldwide buying power:

FEATURES:

• No Annual Fee
  
• Low Annual Percentage Rate
  
• Low monthly payments
  
• 15-Day Grace Period
  
• Free Balance Transfers
  
• Convenience Checks
  
• Travel Accident Insurance*
  
• Cash available through ATM (Cirrus) Network

VISA GOLD offers these additional benefits:

• Toll-free travel reservation service
  
• Bonus travel dividends
  
• Auto rental discounts
  
• Auto rental insurance*
  
• Credit card registration
  
• Key registration
  
• Travel protection – lost luggage, hotel theft insurance*
  
• Medical assistance
  
• Vision care
  
• Discount pharmacy
  
• Personal shopper
  
• Concierge service
  
• Quarterly newsletter

If you have questions, call us at (540) 896-8941, stop by any branch, or e-mail us at info@farmersandmerchants.biz.

Your commercial account officer will be glad to take your application!

Lost Card

If your Farmers & Merchants credit card is lost or stolen, we want to know right away. The card will be de-activated so no one else can use it. This notification is a requirement for you to avoid liablity for unauthorized use.

• During regular banking hours, call any branch of our bank, or the Operations area in Timberville: 1-540-896-8941
• After regular banking hours, call this toll-free number: 1-800-325-3678

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