Financial Tools

Farmers & Merchants Bank is staffed with professional local bankers who have expertise in a wide range of financial matters. We’re always glad to talk with you and help you with any decisions or information you might need.

But while you’re at home, you might want to educate yourself from some of the many resources available on the World Wide Web. Here are some links you will find helpful:

F&M Bank E-Newsletter - Our monthly newsletter is full of helpful financial advice and bank news. Subscribe and read the latest issue and past issues.

Financial Calculators – Our easy-to-use online calculators to help you solve some common financial problems. Calculate loan payments, retirement savings goals, even estimate your taxes!

Financial Tip Of The Month – The current topic is “Ten Commandments for Mortgage Application" - Our affiliate, VBS Mortgage, gives you tips about what NOT to do as you prepare for a mortgage application, to increase your chances of approval.


Educate Yourself on Finances

 Fed Financial Education - the Federal Reserve offers helpful articles and resources on many financial topics
Practical Money Skills - an educational site that helps you understand your credit score, mortgage borrowing, investing, and more

Identity Theft Protection – Our bank offers some great assistance to resolve any problems and tools to help you prevent them.

FDIC Insurance Coverage Calculator - The FDIC has an online calculator (EDIE) you can use to determine your insurance coverage on all bank deposits

Consumer Alerts – These website have helpful information for you:

Federal Deposit Insurance Corp - Check scams

FDIC directory of free consumer protection information

FDIC frequently asked questions for consumer protection and education

Federal Trade Commission - Free credit reports

Federal Task Force on ID Theft

OnGuard Online - Technology advice to keep your computer and your information safe

Switch Kit – It’s easy to switch your account to Farmers & Merchants Bank! Use this handy set of forms to close your old account and move all your automatic deposits and payments.

Just For Kids – Special pages and links to help with children’s financial education.

Lending Dictionary – Understand all the terminology before you apply for your next loan.

205 S. Main St.     P.O. Box 1111     Timberville, VA 22853     (540) 896-8941