Financial Tools
Farmers & Merchants Bank is staffed with professional local bankers who have expertise in a wide range of financial matters. We’re always glad to talk with you and help you with any decisions or information you might need.
But while you’re at home, you might want to educate yourself from some of the many resources available on the World Wide Web. Here are some links you will find helpful:
Financial Calculators – Our easy-to-use online calculators to help you solve some common financial problems. Calculate loan payments, retirement savings goals, even estimate your taxes!
Financial Tip Of The Month – The current topic is “Guidelines For First Time Credit Card Users" - A first credi card is a great way to establish credit and have some financial convenience; but there are possible problems you should avoid.
Educate Yourself on Finances
Fed Financial Education - the Federal Reserve offers helpful articles and resources on many financial topics
Practical Money Skills - an educational site that helps you understand your credit score, mortgage borrowing, investing, and more
Identity Theft Protection – Our bank offers some great assistance to resolve any problems and tools to help you prevent them.
FDIC Insurance Coverage Calculator - The FDIC has an online calculator (EDIE) you can use to determine your insurance coverage on all bank deposits
Consumer Alerts – These website have helpful information for you:
Federal Deposit Insurance Corp - Check scams
FDIC directory of free consumer protection information
FDIC frequently asked questions for consumer protection and education
Federal Trade Commission - Free credit reports
Switch Kit – It’s easy to switch you account to Farmers & Merchants Bank! Use this handy set of forms to close your old account and move all your automatic deposits and payments.
Just For Kids – Special pages and links to help with children’s financial education.
Lending Dictionary – Understand all the terminology before you apply for your next loan.
