Open An Account

We’re so pleased that you’ve chosen Farmers & Merchants Bank for your next bank account. Congratulations – and Welcome!

To make this process convenient for you, there are several account application forms you can fill out online. When we receive them, a representative from the bank will contact you to complete the process. After the paperwork is prepared, you will need to visit your designated branch to sign documents and make your opening deposit.

If you are a brand new customer to our bank, or have not opened a new account here within the past few years, we will need some identification information from you as required by the USA Patriot Act.

Switching banks? Our Switch Kit walks you through the process and provides the forms you need to transfer all those automatic deposits and payments.

Personal Accounts

Personal Deposit Account Application – If you are an individual and want to open any type of deposit account (checking, savings, certificate of deposit), please use this form. The branch location you select will be handling your account.

Personal Loan Application – This online application is for personal loans not secured by real estate. Our loan officers will receive this form and begin the credit approval process. We’ll contact you to discuss your loan.

Printable Loan Application - download and print this .PDF version of our personal loan application (for loans not secured by real estate). You can print it at home, fill it out, and bring it in to a loan officer at any branch.

Real Estate Loans – If your loan will be secured by real estate, please use this contact form and a lender will be in touch with you shortly to discuss your needs. The branch location you select will be handling your account.

Online Banking for Individuals – If you have a personal checking account with our bank, use this form to enroll in NetTeller online banking.

Business Accounts

Business Deposit Account – If you are a business entity or an organization, please use this contact form to start the account-opening process. The branch location you select will be handling your account.

Business Loans – If you represent a business or an organization, please use this contact form and a lender will be in touch with you shortly to discuss your needs. The branch location you select will be handling your account.

Online Banking for Businesses – If you represent a business or an organization, please use this contact form and a branch representative will be in touch with you to set up your online banking. The branch location you select will be handling your account.

 

205 S. Main St.     P.O. Box 1111     Timberville, VA 22853     (540) 896-8941