Deposit Interest Rates
| Checking Accounts | |||||
|---|---|---|---|---|---|
| Account Type | Balance Requirement to Obtain APY | Interest Rate | Annual Percentage Yield | Balance Requirement to Avoid Service Charges | Monthly Service Charge |
| Regular Checking - Personal | None | N/A | N/A | None | None |
| Interest Checking - Personal and Sole Proprietorships | Daily balance $1,000 + | .15% | .15% | Average balance $1,000 | $10 |
| Platinum Rewards Checking - Personal | Daily Balance up to $50,000 | 3.4547% | 3.51% | None | None |
| Daily balance above $50,000 | 1.0356 | 1.04% | None | None | |
| Qualifications not met during cycle; all balances | 0.10% | 0.10% | None | None | |
| Platinum Checking - Personal | Daily Balance $5,000 + | Tiered | N/A | Combined deposit accounts avg. $25,000 | $5 |
| $5,000 - $24,999 | .15% | .15% | |||
| $25,000 - $49,999 | .35% | .35% | |||
| $50,000 - $99,999 | .60% | .60% | |||
| $100,000 and Over | .90% | .90% | |||
| Platinum 50 Checking - Age 50 or more - Personal | None | N/A | N/A | N/A | N/A |
| Free Business Checking** | N/A | N/A | N/A | N/A - activity limits | |
| Commercial Checking | N/A | N/A | N/A | Activity and balances are analyzed | |
|
Rates effective as of March 10, 2010 **Limited activity - 1,000 total transactions including checks paid, deposits, deposited items. | |||||
| Savings Accounts | |||||
|---|---|---|---|---|---|
| Account Type | Balance Requirements To Obtain APY | Interest Rate | Annual Percentage Yield | Balance Requirements To Avoid Service Charges | Service Charge |
| Treehouse Savings Club - Age 6-18 | $5 - $500 | 2.50% | 2.53% | none; $5 to open | N/A |
| Over $500 | .35% | .35% | none | N/A | |
| Premium Savings | Up to $9,999 | .35% | .35% | Quarterly average $100 | $10/qtr. |
| $10,000 - $24,999 | .45% | .45% | Quarterly average $100 | $10/qtr. | |
| $25,000 - $49,999 | .70% | .70% | Quarterly average $100 | $10/qtr. | |
| $50,000 and Over | .90% | .90% | Quarterly average $100 | $10/qtr. | |
| Platinum Money Market*** | $0 - $24,999 | .15% | .15% | Monthly average $10,000 | $10/mo. |
| $25,000 - $49,999 | .35% | .35% | Monthly average $10,000 | $10/mo. | |
| $50,000 - $149,999 | .60% | .60% | Monthly average $10,000 | $10/mo. | |
| $150,000 - $249,999 | .85% | .85% | Monthly average $10,000 | $10/mo. | |
| $250,000 and over | 1.00% | 1.00% | Monthly average $10,000 | $10/mo. | |
| Money Market Savings Plus*** | $1,000 - $24,999 | .25% | .25% | Monthly average $1,000 | $10/mo. |
| $25,000 - $49,999 | .45% | .45% | Monthly average $1,000 | $10/mo. | |
| $50,000 - $99,999 | .70% | .70% | Monthly average $1,000 | $10/mo. | |
| $100,000 and Over | 1.00% | 1.00% | Monthly average $1,000 | $10/mo. | |
| Regular Savings | Balance $10 | .35% | .35% | Quarterly average $100 | $10/qtr. |
| Christmas Club Savings | Open until maturity | .35% | .35% | Forfeit interest if cashed prior to maturity | N/A |
|
Rates effective as of March 10, 2010 | |||||
| Certificates of Deposit *** Special CD Offers - Check Them Out *** | |||
|---|---|---|---|
| Term | Minimum Deposit | Interest Rate | Annual Percentage Yield |
| 6 Month | $1,000 | .70% | .70% |
| 12 Month | $1,000 | 1.15% | 1.15% |
| 18 Month* | $1,000 | 1.50% | 1.51% |
| 24 Month | $1,000 | 1.75% | 1.76% |
| 30 Month | $1,000 | 2.10% | 2.12% |
| 36 Month | $1,000 | 2.25% | 2.27% |
| 48 Month | $1,000 | 2.80% | 2.83% |
| 60 Month | $1,000 | 2.90% | 2.93% |
| Rates effective as of March 10, 2010 Penalty for early withdrawal. *One penalty-free withdrawal allowed after 6 months | |||