CD Special

As rates keep changing, you can guarantee yourself a nice return with the flexibility of a withdrawal after only six months.
Visit any branch soon for this special offer...


.40% APY*
18-month term
One penalty-free withdrawal

*Annual Percentage Yield. Certain restrictions apply. Minimum deposit $1,000. One withdrawal allowed after six months from date of issue with no interest penalty. Three-month interest penalty for additional early withdrawals. At maturity, this CD will automatically renew into an 18-month CD earning the current 18-month interest rate, with no additional penalty-free withdrawals. Limited time offer which may be discontinued at any time. Rate is effective as of  December 18, 2013.

Call or visit any of our branches to open your Special CD today.

Here's another option to earn a great return on your deposits. We now offer Platinum Rewards Checking, where you can earn 1.26% APY! Click here to learn all about it.

Branch location information

Click here to check out interest rates on other CDs available at Farmers & Merchants Bank.

205 S. Main St.     P.O. Box 1111     Timberville, VA 22853     (540) 896-8941