Debit/ATM Cards

Visa Check Card

Bank and shop worldwide with a VISA Check Card. The VISA Check Card makes banking more convenientóanytime and anywhere. The Farmers & Merchants Bank VISA Check Card is all you need to simplify your finances, every day. Wherever you go, the Farmers & Merchants Bank VISA Check Card provides worldwide purchasing power and instant access to your F&M checking and savings accounts. Whenever you make a purchase, that amount will be automatically deducted from your checking account. Youíll get a receipt, and your monthly checking account statement will clearly list all transactions. You can use your Check Card anywhere VISA is accepted, including ATM locations worldwide.

Use your Check Card anywhere VISA is accepted
Just like a credit card, you will receive a printed sales slip to sign, and thatís it! Your PIN is not necessary when you use your check card for a VISA purchase. When you use your Check Card like a VISA at any merchant, there is no extra fee or finance charge for your transaction assessed by Farmers & Merchants Bank. You pay only the cost of the purchase (international transactions may be assessed a fee by other networks). The merchant doesnít accept checks? No problem! Use your VISA Check Card!

The Farmers & Merchants Bank Business VISA Check Card offers a number of benefits:

  • No annual fees
  • No transaction fees
  • Use your card at Farmers & Merchants ATMís to make deposits, withdrawals, balance inquiries on your Farmers & Merchants Bank accounts, transfer funds between your F&M accounts
  • Withdraw up to $305 per day at ATMís, and make purchases up to $1000 per day at any place your see the VISA logo.
  • Safer than carrying cash. If your card is lost or stolen, your responsibility is limited to $50.
  • Through Farmers & Merchants NetTeller online banking you have the ability to review account transactions with the click of a mouse.
  • Make purchases day or night around the clock, seven days a week at over 22 million Visa merchants.
  • Withdraw funds at over 705,000 ATMs worldwide

ATM Card

This card allows you to make deposits, withdrawals, transfers and inquires at ATMs. It can be used for purchases at any terminal that has the Star or Honor logo (but not at VISA-only terminals).

How To Apply
It's easy to get a Farmers & Merchants VISA Check Card or ATM card. Just visit your local branch and set up a Farmers & Merchants Bank Checking and Savings Account. If you already have an account, the VISA Check Card or ATM Card can be added easily. Simply talk to a Farmers & Merchants Bank branch representative to apply. Your card will be mailed to you within several days.

205 S. Main St.     P.O. Box 1111     Timberville, VA 22853     (540) 896-8941