Enter Your Photos In Our Calendar Contest

 

Our annual calendar with local photos has been a hit for the past 5 years. Now is your chance to have your photo published on the 2010 edition! Submit up to 4 entries by August 1; entries will be judged during September. Find out all the entry details and download an entry form.

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F&M Credit Cards - No Surprises

 

Our bank offers Visa and MasterCard credit cards with no annual fee and a fixed interest rate. No surprises with hidden fees, credit limit decreases or unexpected rate hikes! See any loan officer to apply for one today. Just transfer the balance from your old card and upgrade your wallet!


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Shred It And Forget It

 

Protect your identity and clean out your file cabinets at the same time! Our bank will host FREE Community Shred Days at several branches during the next few months. Bring your personal documents to shred right at the bank. Enjoy refreshments and learn more about protecting your identity. Next event: Friday July 10 at the Crossroads branch (east of Harrisonburg), 4-7 p.m.


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Looking for the BEST mortgage

 

Get educated before you start! Shopping around for a mortgage could help you to get the best financing deal. A mortgage--whether it’s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable.


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205 S. Main St.     P.O. Box 1111     Timberville, VA 22853     (540) 896-8941